 Take a risk they say. Open up a business. Quit your job without a backup plan to pursue your dreams. Don’t let life hold you back from doing what you want.
Did these internet gurus forget we still have to live? Without income, how can we buy groceries, pay our rent or mortgage, pay our car note, keep the lights on??? What foolishness do they have us doing out here in 2026?!! Let’s not pretend that economic anxiety is not at an all-time high. Pretty much everything is more expensive and we are not making more money so money is tight. Being made to feel guilty or ashamed because you are not jumping feet first into a business without a backup plan is ludicrous! We can’t sustain living in America without a steady income and the options for business grants, especially for people of color, has dried up. Yes, you can find an investor but most of us simply don’t have those types of connections or run in the circles where we have access to people that are wealthy. And taking out a business loan? Good luck getting approved and even if this was a viable option, who wants more debt?!! Especially if you don’t know if you will be able to pay it back because your business may not start making money right away. So, as an aspiring business owner, what other choice do you have? Here’s one to consider; keep your day job and ease into starting a business. Learn the ropes from someone in your industry that is more seasoned than you and test out the ideas they give you while still keeping your main income. Stop allowing others to influence you into making risky decisions that only YOU have to experience the consequences for. Be wise and choose to make a different decision. Who knows what allowances those gurus had when they started their business that you don’t have? They don’t know your individual situation so don’t allow them to influence you in making a decision that is not right for you! Being broke as an entrepreneur is not a rite of passage. Inheriting risky business practices that leave you financially destitute to flex as a business owner is not ideal. It might take years to dig yourself out of that hole that you created when you dropped your day job and only had your business income to rely on. Economic times are tough, the market is more competitive and saturated, and there is no guarantee that your business will thrive. But there is a guarantee that you will get your paycheck every two weeks. So, keep your day job while you open that business and use a portion of that income from your job to support your business. Consider your employer to be your silent business partner. And if you need a guru to help you grow and scale your business while you are an employee, consider the Wite Collar app. We have experienced, smart, and successful business owners who want to help someone like you get where they are. You can connect with them through our mentor marketplace here: Apple Appstore: https://apps.apple.com/us/app/wite-collar/id6450702409 Google Playstore: https://play.google.com/store/apps/details?id=com.witecollar See you soon!
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 A Vignette:
Meet Janet. Janet is a 22 year old who just graduated with her master’s in business administration looking to get into screenwriting. She has always had a passion for writing and has an idea that she wants to bring to the big screen. However, being that she just got out of school, she is not looking to take out more student loans or go into credit card debt to go back to school to learn the art of screenwriting. So, what is Janet going to do for her BIG dream come true? Enter Wite Collar. Janet’s friend tells her about the Wite Collar app and how she might find a mentor who can teach her the skillset of screenwriting. Janet’s friend tells her that the app has mentors that have been vetted so Janet can feel secure about finding a quality mentor. Janet does not hesitate and onboards with the Wite Collar platform. Janet is easily connected to a mentor, Karen, who has a skillset in screenwriting that she can meet with virtually, which works perfectly for Janet’s busy schedule. Janet and her mentor, Karen, meet once a week where Karen and Janet discuss her idea for a screenplay. Karen also teaches Janet the elements of screenwriting so that Janet can start creating her screenplay. Within three months, Janet begins working on her screenplay and feels confident about continuing this journey on her own after receiving Karen’s guidance. Janet agrees with Karen that if she needs any further assistance, she will come back to Wite Collar to do regular check-ins with Karen to help keep Janet accountable until Janet’s screenplay is done. Karen and Janet part ways, allowing Janet to fully invest her time in working on her screenwriting project. The way Wite Collar worked for Janet is the same way that Wite Collar can work for you. If you need a skills builder/mentor to teach you a particular skillset and how to monetize it, then partner with Wite Collar to help you achieve your goal. Just download the app, create a free account, and then send a connection request to a mentor you are interested in matching with. After they accept the request, the mentorship can begin virtually or in person, whichever way you prefer to receive mentorship. At WIte Collar, we believe in customizing mentorship for the mentee so the mentee can receive the maximum benefit from the learning experience. So, if you are ready to adopt a new skillset because there is a passion you want to fulfill, connect with Wite Collar today.  A Vignette:
Meet Julie. Julie wants to learn how to garden but has no green thumb and doesn't want to scour the internet for tips because that would take way too long. She really just wants someone to teach her but no one she knows gardens. Enter Wite Collar. She discovers Wite Collar on YouTube and decides to sign up on the app and see who she can find as a gardening mentor. She gets matched to a mentor, Hannah, that she meets with virtually for gardening advice and they meet on weekly, where Julie shows Hannah her starter garden. By Julie sharing her screen with Hannah, Hannah is able to give her detailed advice on what she needs to do to nurture her garden as well as sends her gardening tips via direct message to help her along. Julie is grateful for Hannah’s advice and that she is always readily available to answer any questions she might have. After six months of receiving gardening advice, Julie’s garden is blooming and she has way more produce than she intended. She continues to work with Hannah on whether she should start a community garden or sell her produce. Hannah’s advisement helps Julie decide to start a community garden and Hannah helps Julie to connect with another Mentor on the app to help her start her nonprofit business. Mentorship is not always about helping you to make money but most importantly to connect you to your vision and purpose.  Turning your pain into purpose is how people turn solutions into businesses.
Long ago, I had a situation occur that created a barrier to me becoming licensed as a therapist. I had to find someone in my niche who could offer me post graduate supervision/mentorship to become licensed or I couldn’t work in my field. It had to be in person meetings with this person and there were only 3 people near my area that could offer me this service. Called all three, only one returned my call. Then I met with this supervisor for over a year and just a few months before I was to finish my hours for licensure, he hiked up the price on me with no notice. He said it was due to losing other mentees and so I, a broke and emerging clinician, had to pay that price. I had no alternative options and had to stick it out because I was too close to getting my hours. What he did was unethical but what he knew was I couldn’t start over and he was right. Wite Collar, a mentor marketplace, was born out of a need to create options for folks who need Mentorship for career or business advancement but it puts the power in the Mentee’s hands. They select the Mentors, we provide the options. We also provide oversight and regulation to protect Mentees and prevent scamming and abuse. If you are wanting Mentorship but fear is holding you back, do not let it! Wite Collar is here to help provide you with support and open the door to new opportunities for you if you are willing to walk through that door. If you are interested in receiving Mentorship with Wite Collar, please fill out our Jotform here: We hope to see you soon, Kira ~ Co-founder of the Wite Collar app  Wite Collar is matchmaking platform that matches professionals with an interest in career advancement or business growth. We are looking for ambitious professionals to join our platform who are tired of engaging in time consuming and fruitless networking and just want to be referred to the right people that align with their interests and have the expertise to help them reach their goals. If you are not sure if Wite Collar is for you, here are some things to consider before joining our mobile network:
If this sounds like a platform you would be interested in, join our texting community (text MENTORSHIP to 1-877-892-8868) so that you can receive notifications about our office hours. Office hours are every Tuesday from 1-2 pm EST and they are drop-in meetings so you can come and leave at any time. We realize that our platform is not for everybody and we want to be connected to the right people who will help build this platform and take it to the next level. If that’s YOU, please connect with us. We also have a cash referral program that allows you to refer members of your network to us while making money for each referral you send. See you soon!  It is tempting as a Mentor when you are not reaching your financial goals, to start lowering your price to accommodate for more accessibility. We have been tempted to do so ourselves in the past when we first created this mobile app. We started off with a much lower price point because we wanted to be more accessible to those who were marginalized and disenfranchised. Then we realized that those who were in this lower income bracket, did not have the expendable income to pay for Mentorship when they are just trying to survive day to day. That to ask these people to make this type of commitment was unreasonable and maybe we should look at partnering with some organizations that could offer this opportunity to the underserved for free. Our solution was enterprise accounts that could help these folks take advantage of Mentorship without being financially burdened. We also recognized that the middle class is slowly dwindling and need support now more than ever to revamp and revitalize their skillsets to remain competitive in the job and business market. The working middle-class have more disposable income and were far more likely to be able to pay for a subscription for Mentorship if they deemed the experience valuable. People pay for what they prioritize. Plus paying for a subscription based service is much easier because you can budget for it. But you can’t or won’t budget for something that you simply don’t want badly enough no matter what the price tag is. As Mentors/Coaches, we have to recognize that although some folks may be well-intended, they are not in the phase of their life where they are ready to make the necessary steps to better themselves. They know they should want to because they are not where they desire to be in life but they simply can’t bear to make changes. It is not the price point that is stopping them, it’s the mindset. The price point is the excuse they make to allow them to feel better about making the choice not to take action towards self-improvement, but the real reason they do nothing is they are scared to make a change. As a Mentor, you have to understand that not everyone is your customer and to not take it personally when people don’t jump on your current offerings. They are not your target audience and you will have to learn where to find your customers. Just remember, you have VALUE as a Mentor. You don’t have to charge your customers exorbitant prices to show that you are valuable but you do have to make a living desirable enough for you to do the hard work of mentorship. If you find that you have to constantly lower your prices to drum up customers’ interests, maybe you should be pitching somewhere else. Because eventually if you keep working at a reduced price, it will feel like you are doing more charity work than running a business and you will become resentful. And no one wants to work with a bitter Mentor who does not really enjoy helping them because they can’t make a living doing so. We hope that you realize that the caliber of folks you are looking for are out there and not to give up looking for them. They are billions of people in this world and there is a Mentee or group of Mentees that are perfect for you and only you. Just be patient with the process and don’t sell yourself short. You will find “your people” if you continue to craft good offers that are mutually beneficial for both you and your Mentee (s). Your target audience is out there. Don't give up. In mental health, clients have choice when it comes to counselor selection. When that therapist isn’t a good fit, clients are often encouraged to find a therapist that is a better fit to help them on their healing journey.
When I was a case manager, I used to discuss counselor selection with clients and explain that it was important for them to find the right fit because the therapeutic alliance is what’s most important for prognosis, healing, and reaching desired personal goals. However, when I began the journey into Mentorship as a Mentee, I noticed that things were different. Maybe it is because it is an unregulated industry but people don’t often get choice as easily when it comes to Mentorship. Many times, when enrolled in a Mentorship program, they are given whatever Mentor has availability. Few programs allow you to select the industry you want a Mentor in. And those programs that do, also select a Mentor for you. Social media platforms like TikTok, IG, and FB, are an avenue where you can search for Mentors in a junk drawer of other offerings, but how do you know you are getting someone you can trust? Sometimes, you find more scam artists than actual industry experts that can help. I study Mentors in these platforms and the question I always come to is “If you are really a successful business owner, how do you have time to be on lives for 4-5 hours at a time? There should be emails that need to be answered, calls that need to be taken, presentations they need to present. How is it that they have time as founders to be on a TikTok live for half the day during business hours? Maybe they have automated processes or employees who handle everything. However, it still seems like they should be at least somewhat involved in the day to day, correct? Most of them are still small business owners rather than Fortune 500 corporations so I would imagine they can’t completely take their hands off their business to do something as trivial as going live. I could be wrong… However, that line of thought makes me question if these business owners are simply snake oil salespeople. Appearances are not everything and they may seem highly successful because they talk a good game but they have no measurable success that you can verify off the app. Do people check their references? Do they even have references? Most of them are asking for a hefty financial investment upfront for mentorship but yet many don’t question paying them this without doing appropriate research. Wouldn’t it be nice if you could go somewhere to find industry experts that vet the Mentors so you don’t need to? A place where the choice for a Mentor lies with the Mentee? Well, we created that platform. What is beautiful about Wite Collar is we are subscription based service for Mentorship. This creates the opportunity for micro Mentorship relationships. This means that as a Mentee, you can have your desired Mentor for as long as you want and then end your subscription at any time. You don’t have to feel beholden to the Mentor and continue the relationship for their desired duration. You don’t have to stay with a Mentor who is not a good personality fit. You don’t have to remain with a Mentor who is verbally abusive or behaves inappropriately. Or a Mentor who ghosts you and is never available to meet. All, you have to do is contact Wite Collar and then you can disconnect from the Mentor and be connected to another Mentor on our list of recommendations that we provide you on your home page. It’s as simple as that. You have freedom and flexibility to move around as you see fit. You can also have as many Mentors as you want consecutively depending on what you are looking for. For example, you can have a Mentor in Artificial Intelligence, Book Publishing, and Content Creation all at the same time. Our app allows you to curate and customize your own advisory team. You can find our app on Google Playstore and Apple Appstore. Just look for our logo and download our app today. The onboarding process is simple and doesn’t take long. So come see about us! See you soon. |
FounderKira is an avid blogger and co-founder of Wite Collar and is heavily invested in the launch and growth of startups nationwide. Archives
August 2026
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